As a Fractional CFO, I help subcontractors gain clarity, manage cash flow, and grow profitably.
As a Fractional CFO, I help subcontractors gain clarity, manage cash flow, and grow profitably.
Please reach me at dan@cfoman.com if you cannot find an answer to your question.
A CFO, or Chief Financial Officer, is the senior executive responsible for managing a company’s financial strategy, performance, and risk.
In simpler terms — the CFO is the company’s financial leader and consultant.
1. Financial Strategy & Planning:
• Build budgets, forecasts, and long-term growth plans
• Advise owners and executives on financial performance, efficiency, and project profitability
2. Accounting & Financial Reporting:
• Ensure accurate books, balance sheets, and profit & loss statements
• Oversee the accounting team and verify compliance with GAAP and AIA
3. Job Cash Flow Management:
• Monitor inflows and outflows to maintain healthy liquidity
• Anticipate funding needs and manage lines of credit or capital
4. Risk Management & Controls:
• Protect the business against fraud, errors, or financial mismanagement
• Implement internal controls, insurance, and compliance policies
5. Decision Support:
• Analyze job profitability, margins, and ROI on major initiatives
• Provide financial insight for operational and strategic decisions
6. Lender, Investor, and Tax Liaison:
• Communicate with banks, investors, and tax advisors
A Fractional CFO provides part-time CFO leadership for companies that aren’t ready for or don’t need a full-time CFO.
This role often includes:
Scalable financial leadership for trade and subcontractor businesses—providing expert consulting and fractional CFO services that drive sustainable growth.
Best for: Single-entity electrical, plumbing, or HVAC subcontractors (< $2M revenue)
Offering business growth support through monthly project accounting (QuickBooks), bank & card reconciliations, and A/P & A/R tracking. My financial consulting includes a quarterly CFO review call, along with light cash-flow projections and KPI summaries, all of which can enhance your operations with fractional CFO services.
Best for: $2M – $6M revenue subcontractors
Everything in Essentials
Payroll coordination & balance-sheet cleanup
Accurate job-costing and tax-ready month-end financials
Monthly CFO meeting, margin analysis, and business growth support with budget guidance through my fractional CFO services and consulting.
Best for: $7M – $9M revenue subcontractors with multi-crew / multi-job operations with a focus on business growth support. This includes multi-entity or departmental monthly reporting, inter-company billing oversight, job-cost audits, cash-flow forecast and comprehensive financial dashboards (IES). Additionally, my fractional CFO services ensure partner-equity tracking, lender support, and budget-vs-actual monitoring for each project.
Best for: $10M + multi-entity subcontractors
Full accounting-team supervision & Controller oversight with a focus on business growth support.
System automation and weekly CFO check-ins, enhanced by my fractional CFO services.
Capital planning, partner reporting & lender packages, complemented by my financial consulting expertise.
Advisory and growth initiatives.
Best for: Owners seeking tailored, high-touch financial leadership with direct access, specialized reporting, or confidential executive-level support.
A fully customized partnership designed around your unique needs — from deep-dive financial strategy and complex multi-entity oversight to hands-on guidance during major transitions, negotiations, expansions, or restructures. This tier is crafted exclusively for businesses that require individualized, premium-level CFO involvement.
I would be happy to discuss your business needs, including business growth support and financial consulting, one on one. If you're interested in fractional CFO services, let's connect!
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | Closed | |
Sun | Closed |
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© 2025 Constructive CFO Services LLC
dba CFO Man
Daniel Doane, CFO
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